Maryland Mortgage Expert and Baltimore home loan lender

July 21, 2009

VA and FHA Mortgages-
VA- No Money Down
FHA-3.5% Of Sales Price Required Investment as of January 1, 2009

5.00% to 5.5% 30 year fixed
No Prepayment, No Adjustments
30 years experience with VA and FHA Financing

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LOW DOWNPAYMENTS FROM THE STATE OF MARYLAND

CDA- COMMUNITY DEVELOPMENT ASSOCIATION
1ST TIME HOMEBUYERS
Or if you have not owned within 3 Years
The Best Rates
*all rates change daily- all rates may vary depending on applicants credit qualifications, downpayment and settlement dates.
OTHER RATES AND SCENARIOS AVAILABLE. RATES ARE FOR INFORMATIONAL PURPOSES AND ARE NOT TO BE CONSIDERED A COMMITTMENT TO LEND.

HIGH INCOME AND SALES PRICE LIMITS
RESTRICTIONS APPLY CALL FOR DETAILS.

Click Here for CDA LINK

30 year Fixed Rates Conforming Limit $417,000.00
Conforming JUMBO Limits up to          $729,750.00 - changes after December 15, 2008
call for pricing

5.000% to 5.5% 30 year fixed*

Rates for purchase transactions. Rates may vary depending on downpayment, credit scores and purchasers qualifications. Refinance rates may vary.

Jumbo Fixed- Call for most recent quotes

Rates for purchase transactions. Rates may vary depending on downpayment, credit scores and borrower qualifications. Refinance rates may vary.

Construction Loans
1 CLOSING WITH PERMANENT FINANCING
LOW DOWNPAYMENT
PERMANENT FINANCING BASED ON FINISHED VALUE

VA LIMIT                             $417,000.00
FNMA AND FHLMC LIMIT      $417,000.00
MARYLAND FHA
WASHINGTON AREA            $362,790.00* 2007
Now to                                $729,750.00 temporary for 2008
BALTIMORE AREA                $360,905.00*
Now to                                $560,000.00 temporary for 2008

*call for specific counties in jurisdictions

Maryland Home Loans offers home mortgage, refinance, home equity loans, lines of credit, VA Loans, Debt Consolidation Loans. We are based in Beltsville, MD and service nation wide inculding: Baltimore mortgages, Baltimore home loans and Washington Mortgages and home loans.

CURRENT INTEREST RATES CDA MortagesCURRENT INTEREST RATES30- Year MortgageInterest RatePointsAPR5.375%3-point Mortgage5.743%5.500%2-point Mortgage5.776%5.625%1-point Mortgage5.809%5.750%0-point Mortgage5.842%6.250%2% Closing Grant (0 points)6.157%6.500%3% Closing Grant (0 points)6.313%Close Window